I thought I would provide some details about which credit monitoring services I have been using to track my credit. I signed up ages ago to services from all three of the major credit bureaus.
Triple Advantage from Experian – Currently costs me $17.95 per month
Complete Premier from Equifax – Currently costs me $17.95 per month
TrueCredit from TransUnion – Currently costs me $19.95 per month
A lot of people think these services are a ripoff and they don’t even provide you with a proper FICO score. However, I enjoy keeping track of changes to my credit file and so for me it’s worth the monthly fee as I am always checking my credit file.
I have also previously used myFICO which is an excellent service (and website).
If you’re on a budget but want to improve your credit you don’t have to signup for all these services. You can usually get your credit report for free once a year from all three credit bureaus. Check out this website for your free yearly credit reports from Experian, Equifax and TransUnion.